Interest rates on Share Certificates vary and are based on the term and the opening balance of the certificate. When you choose a certificate with Tampa Bay Federal, you have the option of using the step-up feature and taking advantage of potential rising rates. Current Interest Rates. 

Share Certificates (equivalent to traditional Certificate of Deposit or CD) is limited risk investment with specific terms for those who are seeking solid growth for an extended period of time.  A certificate bears a maturity date, a specified fixed interest rate and can be issued in any denomination. Learn More.