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Tampa Bay Federal Credit Union
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About Us

Tampa Bay Federal Credit Union has been proudly serving our community for over 90 years, helping members achieve their financial goals with trusted guidance and personalized service. As a not-for-profit credit union, we put people over profits—offering products and support designed to make a real difference in our members' lives.

 

 

 

After operating expenses and reserve requirements are met, income from loans and other revenue is returned to all members in the form of great rates, lower fees, and a comprehensive selection of financial services. Tampa Bay Federal Credit Union is proud to live the credit union philosophy of "people helping people" for its members and the community.


At Tampa Bay Federal Credit Union, no two members are the same. Blue or white collar, younger or wiser, they all have one thing in common—they work hard for every dollar they earn. We respect that, and show our appreciation in low rates, flexible banking hours and consistent personalized care. When you call or visit one of our branches, we’ll guide you through available service options to help you make the best decision for your situation.

Join Tampa Bay Federal 

Thank you for considering Tampa Bay Federal Credit Union for your financial needs. As a credit union, membership is required to open an account, but joining is easy. We offer several ways to qualify for membership, and our team is here to help you find the one that is right for you.

We have several ways you can join:

  • You live, work, worship, or attend school in specific geographic locations. Check location
  • You're an employee of a company who is affiliated with us. List of Eligible Employers
  • You have an immediate family member who is a Tampa Bay Federal member already. We just need your family member's name and you're in!
  • You join Prime Time Club for a low one-time, non-refundable fee of $5.

Open An Account

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. 

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

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Tampa Bay Federal Credit Union History

Tampa Bay Federal Credit Union was chartered on May 23, 1935. Originally known as Tampa City Employees Credit Union, it was organized by 13 City of Tampa workers.

It’s said that for many months during its inception, the assets were stored in a Hav-A-Tampa cigar box. The first year’s assets were almost $400, which was a fortune in that era!

Tampa Bay Federal Credit Union has continued to serve not only City of Tampa employees, but also the Tampa Bay community in general.

For over 90 years, Tampa Bay Federal Credit Union has proudly served the local community with reliable, personalized financial services. As we look to the future, we remain committed to the betterment of our community, one member at a time. Living out The Tampa Bay Way, we continue to evolve with our members, adopting innovative solutions, embracing new technology, and upholding the values that have guided us since our beginning.

 

Member Benefits

Get more for your money
  • Fewer account fees
  • Better rates on auto and home loans
  • Competitive earnings on savings accounts
  • Up to $600 cashback for your auto finance or refinance*
  • Refer-A-Friend - for each friend you refer that finances or refinances an auto loan with Tampa Bay Federal, you earn $50 cash
  • LoveMyCreditUnion Rewards - credit union members receive discounts at participating retailers such as Spring, ADT, TurboTax and more
Access your money anywhere
  • Online and mobile banking
  • Mobile app with mobile deposits 
  • Updates via text
  • e-Statements
  • Direct Deposits
  • MoneyDesktop online banking navigation
  • Nearly 30,000 surcharge-free ATMs nationwide
  • Access to over 5,000 shared branch service locations nationwide
  • Access to over 800,000 ATMs worldwide 

If you have any questions about TBFCU membership benefits, please call us at (813) 247-4414. We look forward to serving your changing financial needs...with pleasure!  

Open an Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 *Restrictions Apply. Offer, rate, and terms are subject to change without notice. Not valid to refinance existing Tampa Bay Federal vehicle loans. Learn More about the Cash Back Offers