Tampa Bay Federal Credit Union
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Signature Loan

Need funds for something personal—without using your assets as collateral? A Tampa Bay Federal personal loan offers flexible terms, fixed rates, and fast access to cash for anything from consolidating debt to covering unexpected expenses.

  • Consolidate high-interest debt
  • Cover emergency expenses
  • Pay for unexpected expenses
  • Take a vacation or honeymoon
     

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Unsecured Home Improvement Loan

In this financing option, your home’s equity does not need to be used as collateral. You can obtain funding to make the updates you need, without a lien being put on your title. This loan is ideal if you have a healthy credit score, do not have a tremendous amount of equity in the property, but still need to make repairs or improvements. The flexibility of this loan product includes:

 

  • funds in as few as 24 hours
  • amounts up to $25k
  • loan terms of up to 15 years*

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*Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms. Contact the credit union about specific rates and terms.

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QUICK START LOAN

It’s stressful finding yourself with more month than money. If you are finding you need immediate access to extra money, we now offer our Quick Start Loan. A fast and easy way to get the money you need in just a few clicks.

Our Quick Start Loan is available after 90 days of membership.

  • Availability 24/7
  • No credit check
  • Builds good credit 
  • Loan amounts from $200-$2,000
  • $20 Application Fee

Apply Now in Online Banking

* Loan amounts from $200 - $2,000. Repayment terms based on loan amount. APR (Annual Percentage Rate) = 28%. $20 Application Fee. Must be a Member for 90 days. 

 

Other Loan Personal Loan Options

 

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Account Secured Loan

Enjoy the savings you’ve accumulated. Consider using your Tampa Bay Federal Savings or Certificate Account as collateral. This is the perfect loan for borrowing money and paying yourself back with the lowest possible finance charges. Best of all, the secured amount is earning interest for you over the life of the loan.

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Smart Start  (Credit Builder)

Do you want to establish or re-establish your credit but don’t have the funds to pledge? Then this may be the product for you. Not only do you build your credit, but you’re also saving!

 

 

 

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Line of Credit

 

In the event that your air conditioner decides to call it quits, or Junior decides to park Mom’s van on TOP of a fire hydrant, it’s good to know you can have $500 to $30,000 at your disposal. No collateral required. Now that’s peace of mind!

 

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