Vehicle Loans

Mechanical Breakdown, also referred to as Bumper-to-Bumper Extended Warranty Coverage, your car or truck repairs are covered even if it's out of the manufacturer's warranty. You can purchase this coverage for both new and used vehicles through Tampa Bay Federal Credit Union for less than what the dealers charge for comparable coverage. So, don't hesitate any longer. Image how you will feel making those long road trips knowing that if you're stranded out in the middle of nowhere, you have protection for you and your family. Even in day-to-day driving commutes unforeseen circumstances occur and leave you stuck by the road. That's why this protection is so wonderful to have -- you know your family is always in good hands and taken care of.

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GAP covers the difference between the vehicle's value and the amount you still owe on your new or used auto loan. If you get in an accident and your car is totaled but the insurance company only pays a fraction of what your car's worth -- no worries, you're covered. Essentially, GAP protects you, your credit, and the entire investment in your vehicle from substantial loss. You'll feel much better knowing you're covered in case of an unexpected incident. Ensure your family's protected - get our Guaranteed Asset Protection (GAP) from Tampa Bay Federal Credit Union today!

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Insurance Products not NCUA/NCUSIF Insured

As the ultimate credit union marketplace for cars, AutoSMART provides members with access to state-of-the-art research, financing and shopping tools. With a network of over 11,000 participating auto dealers, AutoSMART helps make vehicle shopping easy and convenient. Online and mobile shopping tools guide you through the entire car buying process.

The benefits of AutoSMART include:

• Secure online access to a virtual lot
• Thousands of makes and models
• New and used vehicles available
• Determine the value of your trade-in
• Research or Find the vehicle that’s right for you
• Get price quotes from dealers, before you visit the showroom
• Other helpful tools and resources

Get SMART about your next vehicle. Unlike other auto buying websites, AutoSMART will connect you with dealers that can help you get the vehicle that fits within your budget. And, we can help you get pre-approved before you visit the dealer, so you have even more negotiating power!

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A free service for our members, Auto Advisors, eliminates your visit to the showroom, the high pressure sales guy, and the waiting around. Auto Advisors represents you. The Advisor at Tampa Bay Federal Credit Union works only for credit union members helping you get the vehicle you want at a price you want to pay, plus full value for your trade. And that's not all!

Your Advisor will also provide:

• Assistance with vehicle selection: the right features and the right payment for your budget.
• The best purchase and lease options and extended warranties.
• Listings of an extensive dealer network for all makes and models, new or used.
• Complete explanations of actual dealer costs, current rebates and incentives.
• Consultation for the entire transaction.
• Competitive vehicle pricing including top dollar value for trade-in vehicles

Learn more about our Auto Advisor Program in this video.

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Our partner CU Auto Branch works closely with Tampa Bay Federal Credit Union and our members for a no-haggle buying experience. Browse their current vehicle inventory online, visit them at 6809 E. Hillsborough Avenue in Tampa, or call them at (813) 249-2886. Tell them Tampa Bay Federal sent you!

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